Insurance 101
Shopping Around
Money Things
Health Hacks
Industry Newness
Dead Serious

Shopping Around

Life insurance is not a one-size-fits-all thing. Get clued up on the different options and find your best fit.
Shopping Around

What kind of life insurance should you get?

Find the right type of life insurance for you.
Author Avatar
John
Personal Finance Writer
Shopping Around

Pros and cons of instant term life insurance

What is instant coverage and what can it do for you?
Author Avatar
John
Personal Finance Writer
Shopping Around

Common policy items to check to make sure your beneficiaries get a payout

There are typical missteps that can stop an insurer from approving the death benefit.
Author Avatar
John
Personal Finance Writer
Shopping Around

Forget insurance calculators – build Wyshes to see what you really need

Take advantage of Wyshbox’s power of customization.
Author Avatar
John
Personal Finance Writer
Shopping Around

Why it’s important to have flexible term life insurance

Wyshbox provides adjustable coverage for your evolving life.
Author Avatar
Maddy
Personal Finance Writer
Shopping Around

How to get super-personalized term life insurance

Build your Wyshes and get the freedom to customize your coverage.
Author Avatar
Maddy
Personal Finance Writer
Shopping Around

How hard is it to get the right kind of life insurance?

You can get a quality policy that fits your unique life without breaking the bank.
Author Avatar
Maddy
Personal Finance Writer
Shopping Around

I’m a millennial. When would be the right time to buy term life insurance?

Spoiler alert: planning for the future should start sooner rather than later.
Author Avatar
Maddy
Personal Finance Writer
Shopping Around

Why digital nomads need life insurance

Your traveling adventures can still be fun while also knowing your life is covered.
Author Avatar
Maddy
Personal Finance Writer
Shopping Around

How can life insurance help your elderly parents?

You can take care of your elderly parents by adding them as beneficiaries.
Author Avatar
Maddy
Personal Finance Writer
Shopping Around

How do life insurance companies classify you as a smoker and can it affect your coverage?

Putting down the smokes is not only better for your health, it can save you money.
Author Avatar
Maddy
Personal Finance Writer
Shopping Around

How to make sure your life insurance covers it all

Avoiding common gaps in life insurance coverage.
Author Avatar
Jasmin
Personal Finance Writer
Shopping Around

The importance of end-of-life planning

Unfortunately, you won’t be around forever. Here’s how to prep for the inevitable.
Author Avatar
Jasmin
Personal Finance Writer
Shopping Around

Should I get life insurance in my 20s?

My guide to adulting and financial protection.
Author Avatar
Jasmin
Personal Finance Writer

Company

About us

We’re hiring!

Features

Wyshes

Flexible coverage

Wysh granters

Instant coverage

Resources

Blog

FAQs

Claims

Contact us

Get our app

App Store download button

Copyright © 2022 Wysh Life and Health Insurance Company (formerly known as Greenhouse Life Insurance Company), 720 E. Wisconsin Avenue, Milwaukee, WI 53202 (life and health insurance). Wyshbox is a marketing name for Wysh Life and Health Insurance Company. The Wysh Life and Health Insurance Company term life product application asks certain lifestyle and health questions to help avoid requiring a medical exam. Insurance is subject to underwriting. Individual life policy contract: ICC21.SL.TERM(06.2021), Terminal Illness ADB Rider: ICC21.ADB(03.2021), Disability WOP Rider: ICC21.DIS.RIDER(03.2021), Wellness Rider: ICC21.WELL.RIDER(03.2021). Products and their features may not be available in all states. Limitations or restrictions may apply.

Plans starting at $9/mo*/ Plans start at less than $1/day*: Memberships starting at $9/mo and less than $1/day are based on a 25-year-old female for a 10-year term in preferred plus health class with a plan face value of $155,000. Form # ICC21.SL.TERM(06.2021).

Save up to 40%* with personalized life insurance/customized coverage: This stat is based on an 1800 person quantitative research study done by NM GSB, LLC, a Wysh Life and Health Insurance Company affiliate, in November 2020. The study found that, on average, consumers could save 40% on life insurance premiums by going through a process that identified their unique needs and limited their coverage to those needs.
Life insurance that can pay off your mortgage: Your beneficiary/beneficiaries ultimately decide how your life insurance payout is used. If they give us (Wysh Life and Health Insurance Company) the green light, we'll work directly with your lender to pay off or pay down your mortgage debt.
We can kill your debts if you die: Your beneficiary/beneficiaries ultimately decide how your life insurance payout is used. If they give us (Wysh Life and Health Insurance Company) the green light, we'll work directly with your lender to pay off or pay down your mortgage debt.
Life insurance that can shoot your ashes to space: Your beneficiary/beneficiaries ultimately decide how your life insurance payout is used. If they give us (Wysh Life and Health Insurance Company) the green light, we'll work directly with companies that arrange for cremated ashes to be sent to space.
No doctors, no needles, starting at $9*/mo: Memberships starting at $9/mo are based on a 25-year-old female for a 10-year term in preferred plus health class with a plan face value of $155,000. Form # ICC21.SL.TERM(06.2021). Currently, we're don't ask you to take a medical exam to complete your application. However, we'll use the digital medical info we pull (authorized by you) to determine whether we can offer coverage.
$155,000 of coverage starts at $9/mo / $759,000 of coverage starts at $18/mo / $1,300,000 of coverage starts at $30/mo: Memberships starting at $9/mo, $18/mo, and $30/mo are based on a 25-year-old female for a 10-year term in preferred plus health class with a plan face value of $100,000. Memberships starting at $11/mo are based on a 25-year-old female for a 10-year term in preferred plus health class with a plan face value of $155,000. Form # ICC21.SL.TERM(06.2021).
100% digital: At Wysh Life and Health Insurance Company, we automate the underwriting process, application, and issuance of life insurance memberships through our product, the Wyshbox app. Users have the option to engage with our customer service through a live chat via our website, email, and telephone number—however, this is not a requirement.
Sign up in 9-ish minutes; less than 10 mins: You can get Wysh Life and Health Insurance Company memberships through the Wyshbox app. From beta testing users in the Wyshbox app, we've found that you can get coverage with us within 9 minutes. Times to complete the application will vary based on the specific circumstances of the application.
Instant Coverage: Instant Coverage means you can get covered under Wyshbox within minutes of confirming underwriting and signing your membership documents digitally.
Adjust Coverage Whenever: You can obtain, cancel, increase, and decrease a Wysh Life and Health Insurance Company membership within the Wyshbox app environment. Additional underwriting may be required.
If you die, your loved ones can get paid in days not weeks: To make a claim, we always need a completed claims form and a death certificate. Once we get these, our customer service team will verify all documents and work with the beneficiary to honor the deceased's Wyshes. We'll always try to work through these claims as quickly as possible; we aim to resolve claims within days of confirmation of the death. However, mitigating factors, including delays in receiving third-party verification and further investigation requirements of the death, may prevent us from doing this.
Extend until you're 65: At Wysh Life and Health Insurance Company, we offer term life insurance (form # ICC21.SL.TERM(06.2021)) to the age of 65. Extensions of policies that expire prior to age 65 may require additional underwriting and may not result in extended coverage.
Lock in lower rates / Keep Rates Young: Locking in lower rates and our "Keep Rates Young" feature are based on continuing at the same health level. Additional underwriting may be needed for extensions and changes of coverage that could impact rates.
Wyshes: Wyshes are a feature of the Wyshbox app, a product of Wysh Life and Health Insurance Company. Wyshes are a way for members to plan their life insurance needs and communicate to their beneficiaries how they'd like their life insurance spent. While the beneficiary is under no legal obligation to honor the Wyshes, if the beneficiary agrees to honor them, Wysh Life and Health Insurance Company customer service representatives will attempt to fulfill the Wyshes to the best of their abilities and in accordance with known laws and limitations.
Membership: Membership is a term we use to describe Wysh Life and Health Insurance Company policy holders and Wyshbox app users. We use this term because the experience we offer is ongoing, allowing customers to adjust coverage and modify Wyshes. Every customer that purchases insurance from Wysh Life and Health Insurance Company will also receive a document setting forth their policy.
Easy to Get: The adjective "easy" as used on wyshbox.com, the Wyshbox app, and any other advertisements or documentation discussing the insurance of Wysh Life and Health Insurance Company refers to the user experience. The word "easy" is not meant to imply or convey that everyone will qualify for or receive insurance from Wysh Life and Health Insurance Company.
66% of Parents Have Life Insurance: The adjective "easy" as used on wyshbox.com, the Wyshbox app, and any other advertisements or documentation discussing the insurance of Wysh Life and Health Insurance Company refers to the user experience. The word "easy" is not meant to imply or convey that everyone will qualify for or receive insurance from Wysh Life and Health Insurance Company.
On average a parent spends $233k raising a child: The average cost of raising a child was calculated by USDA, United States Department of Agriculture, last updated March 2017. This data was republished without update in 2020 in the report "The Cost of Raising a Child." Additional information about USDA's methodology can be found at USDA.gov.
The average funeral costs almost $8,000: Source: National Funeral Directors Association, "Statistics" December, 2021. The average funeral cost was approximately $7,848 while the median cost of a funeral with cremation was approximately $6,971. Additional information and statistics can be found at  https://nfda.org/news/statistics
Term life insurance can be cheaper than mortgage rate protection insurance: Source: Bank Rate article, “Mortgage protection insurance vs. life insurance vs. PMI: Who needs what?” published October 2020, mortgage protection insurance can be costlier than life insurance, at about $100 a month. For more information please see the full article https://www.bankrate.com/mortgages/mortgage-protection-insurance-vs-life-insurance-vs-pmi/
See allSee less
Terms of UsePrivacy NoticeOnline PrivacyAd Disclosures