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Shopping Around

Forget insurance calculators – build Wyshes to see what you really need

Shopping Around

Forget insurance calculators – build Wyshes to see what you really need

Take advantage of Wyshbox’s power of customization.

Growing up, many math teachers used to say to us kids, “You won’t always have a calculator in your pocket.” Jokes on them, though. I use my calculator all the time. Usually I whip out the app on my phone to calculate a tip at a restaurant, or I use it to remind myself that we really aren’t twenty years from the 80s anymore. Calculators continue to be fairly common in our everyday lives. We even use them to figure out life insurance policies. Or rather, insurers themselves do.

Now, while the life insurance calculator is a tried and true method it does come with its own limitations. You don’t get to bucket your personalized needs, nor does the company offer services to help put your mind at ease, beyond having the policy itself.

Not every situation is the same and no two families have the exact same needs. Which is why you require a more hands-on approach for your life insurance policy. That’s where Wyshbox comes in. We’ve scrapped the calculator entirely in favor of the Wysh Builder, a highly personalized process for your life insurance policy.

  1. Personalization
  2. Wysh Builder
  3. Visualization
  4. Conclusion


Traditional calculators are just that, traditional. They’re fine, but you don’t really get to customize the policy they offer you. You input your information and you receive an estimate. But we’re well into the 21st century, and personalization is as important as ever.

According to a 2017 study by Segment, 71% of consumers express some frustration when their shopping experience is impersonal. 44% of Gen Z-ers would support providing more personal information if it meant their experiences could be more customized. This points to a greater desire not just for personalization, but for consumers to have a say in how they engage with companies.

We want you to be involved in the formation of the policy, because your situation is unique to you and your family.

Wysh Builder

Personalization is at the heart of the Wysh Builder process. Wyshbox offers more variety than other companies and more personalized coverage amounts. And you can speak or chat with our customer support team, which is available to help you through the app or on the computer. And you can do it from the comfort of your smartphone via iOS, Android, or the web. Whether you’re coming to Wyshbox for the first time, or a long-term policyholder, there is always someone to help be as involved as you need them to be.


As stated, we want to help clients and potential clients visualize how their life insurance policy could be utilized by future beneficiaries. That’s why we break it all up into these categories: debts, dependents, loose ends and legacy.

  • Debts: Your beneficiaries can use the death benefit for things like paying off your mortgage, student loan debt, or wiping away that pesky credit card debt.
  • Loose ends: Use the money for funeral costs, to pay a doctor or other medical costs.
  • Dependents: Set up some money for your kids’ college education or care for your partners or parents.
  • Legacy: Put some money into a savings account, give a cash gift, or donate that money to charity.
  • Out-of-the-box: Of course, there’s no personalization without some left-field suggestions. Customize your wyshes for what you want to see.

The purpose of these categories is to spark the imagination within yourself, for having an idea of what you want, and working towards that, gives you a roadmap to start planning. Should the unfortunate happen, knowing the possibilities makes the whole thing that much less scary.


Ultimately, the Wysh Builder puts more tools in your hand so that you can take control of your life insurance policy. It’s not that you won’t have a calculator in your pocket—with Wyshbox, you don’t even need one anymore.

The opinions we expressed in this post are for general informational purposes only and are not intended to provide specific advice or recommendations.
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